🛡️ Privacy Policy — Better Rate RefiLast updated: 10 Oct 2025Owner & Operator:
Social Impact Marketing Ltd (“Better Rate Refi”, “we”, “us”, “our”)
Registered Office: 19 St Brides Road, Cowbridge, CF71 7QB, UK
Email: [email protected]1. What We DoBetter Rate Refi helps homeowners connect with verified mortgage professionals to explore refinancing options at today’s lower rates. We are not a lender or broker. Some partners may offer a small incentive or thank-you reward if you proceed with them (eligibility applies).2. Information We CollectWe may collect:Contact details (name, email, phone, ZIP/postcode)Homeownership and refinance details (loan goals, property type, etc.)Technical data (IP address, browser, device info, general location)Interaction data (form responses, referral source, analytics, cookies)Partner feedback (whether an introduction occurred or you proceeded)3. How We Use Your InformationVerify your details and determine eligibility for introductionsConnect you with trusted mortgage professionalsCommunicate updates, confirmations, and optional marketing (with consent)Analyse site performance and prevent fraudComply with legal and regulatory requirements4. Sharing Your InformationWe may share your data with:Partners (after verification) so they can contact you about your requestVendors that help us host, verify, and communicateLegal authorities when required by lawWe never sell your data for money. Where U.S. law defines “sharing” for advertising, we only do so with your consent.5. RetentionWe keep data only as long as needed — usually 24 months after your last interaction — unless required longer for legal, audit, or security reasons.6. Your RightsDepending on your location, you may have rights to access, correct, delete, restrict, or opt out of marketing.
Email [email protected]
to exercise your rights.7. TCPA & SMS Consent (U.S.)By submitting your phone number, you agree that Better Rate Refi and its partners may contact you by phone, text, or email about your request.
Message & data rates may apply. Consent is not required to use our service. You can opt out anytime by replying STOP or emailing [email protected]
.8. SecurityWe use reasonable technical and organisational measures to protect your data. No system is 100% secure.9. UpdatesWe may update this policy from time to time. The latest version will always appear here.⚖️ Terms of Service — Better Rate RefiLast updated: 10 Oct 2025Owner: Social Impact Marketing Ltd (“Better Rate Refi”)
Email: [email protected]Address: 19 St Brides Road, Cowbridge, CF71 7QB, UK1. What We DoBetter Rate Refi verifies your information and introduces you to independent mortgage professionals. We are not a lender, broker, or financial advisor. All loan decisions and offers are made solely by our partners.2. EligibilityYou must be 18 years or older and provide accurate, complete information. Use of our service is voluntary.3. Introductions & RewardsWe review all submissions before introductions are made.Introductions are not guaranteed and depend on availability and suitability.Any thank-you reward or incentive is available only if you proceed with one of our verified partners and meet eligibility requirements.We may receive a referral fee or commission from partners. This does not affect your costs.4. Communications ConsentBy submitting your information, you consent to be contacted by Better Rate Refi and its partners via phone, text, email, or other methods about your request — including automated communications.
Message & data rates may apply. You can opt out at any time by replying STOP to texts or emailing [email protected]
.5. No Financial AdviceAll content is for informational purposes only and does not constitute financial, legal, or professional advice. Consult qualified professionals before making any decisions.6. Partner ServicesPartners are independent third parties. We are not responsible for their actions, terms, privacy policies, or outcomes. Dealings with a partner are at your own discretion and risk.7. Limitation of LiabilityWe are not liable for any indirect, incidental, consequential, or special damages arising from your use of our site or introductions. Our total liability shall not exceed £100 or the total amount paid to us in the past 12 months, whichever is greater.8. IndemnityYou agree to indemnify and hold harmless Social Impact Marketing Ltd and its employees from any claims, losses, or damages resulting from your use of the service or your dealings with partners.9. Governing LawThese terms are governed by the laws of England and Wales. Any disputes will be handled exclusively in the courts of England.10. ContactFor questions, please contact:
📧 [email protected]🏠 19 St Brides Road, Cowbridge, CF71 7QB, UK